Encinitas Chamber of Commerce



BankingBusiness LoansPersonal Loans

About Us

C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings.

Originally founded in 1981, C3bank was brought back to its entrepreneurial culture when three local investors purchased the bank in 2014. Since that time, the bank has made significant investments to allow for enhanced customer offerings resulting in strong loan and depositor growth and a customer oriented culture. In December of 2018, we relaunched our new brand of C3bank, new website and online banking system. We remain committed to continued improvement to best serve our customers.

We take great pride in providing excellent customer service that only a focused institution can offer. Our corporate culture and decisions are driven by core values that contain key commitments to our customers, shareholders, employees and the communities we serve.

The success we have achieved to date, combined with excellent asset quality and a strong capital position has the bank positioned to build its banking franchise and ensure our customers have a solid partner so they can “focus on their business, not their banking.

Rep/Contact Info

Tommy Wornham
Business Development Officer